Terms & conditions

Last updated: August 2026

Using FinToolkit

FinToolkit's calculators are provided free of charge for personal, educational and planning use. By using this site, you agree to these terms.

No financial advice

FinToolkit is an educational tool, not a licensed financial advisor, bank or tax consultant. Results are estimates based on the formulas and assumptions stated on each calculator page. See the financial disclaimer for details.

Accuracy

We aim to keep interest rates, tax slabs and formulas current, but we make no guarantee of accuracy or completeness. Rates change; always verify current figures with the relevant bank, fund house or government source before making a decision.

Acceptable use

You may not use FinToolkit to scrape, resell, or republish its calculators without permission, or in any way that could damage, disable or impair the site.

Limitation of liability

FinToolkit is provided "as is." We are not liable for any financial loss or decision made using information from this site.

Changes

These terms may be updated from time to time; continued use of the site means you accept the current version.