Insurance calculators

Size your cover before an agent sizes it for you. · 5 free calculators · Updated 6 August 2026

Insurance is bought on emotion and priced on arithmetic. These calculators reverse that: they estimate the term cover your dependants would actually need, the health cover appropriate to your city and family size, and indicative motor premiums built from IDV, own-damage rate and mandatory third-party charges.

Cover estimates here are guides, not underwriting. Actual premiums depend on age, medical history, occupation, claim history, no-claim bonus and the insurer's own tables — always compare final quotes from IRDAI-registered insurers before buying.