Credit & banking calculators
See what revolving credit and card EMIs really cost. · 5 free calculators · Updated 6 August 2026
Credit card interest is the most expensive money most households borrow. A 3.5% monthly rate is roughly 42% a year before GST, and it applies from the transaction date once you stop paying in full. These calculators put that cost in rupees, break down a card EMI including processing fee and GST, and show how your utilisation ratio and repayment history feed a credit score.
The rule that saves the most money is unglamorous: pay the full statement balance, not the minimum due. The minimum-due path can keep a modest balance alive for years.
All credit & banking calculators
Credit Card Interest
See what revolving an unpaid card balance really costs.
CalculateCredit Card EMI
Convert a card purchase into EMI with fees and GST included.
CalculateCredit Utilization Ratio
Check how much of your card limit you are using.
CalculateCIBIL Score Estimator
Estimate your credit score from repayment behaviour.
CalculateSavings Account Interest
Interest earned on your savings account balance.
Calculate